Pricing Structure
Simple. Transparent. Built for Your Business.
At Lara Business Solutions, we don’t believe in one-size-fits-all pricing. Every business processes payments differently, which is why we offer three proven pricing models and help you choose the one that delivers the lowest total processing cost.
Before you switch, we review your current statements and recommend the pricing structure that fits your business—no guesswork, no surprises.
Our Pricing Models
Interchange Plus Pricing
Best for growing and high-volume businesses
Interchange Plus is the most transparent pricing model in the payments industry.
How it works:
You pay the actual interchange fees set by Visa, Mastercard, and other card networks—plus a small, clearly defined markup from Lara Business Solutions.
Why businesses choose Interchange Plus:
No hidden or bundled rates
Clear visibility into true processing costs
Often the lowest overall cost as volume grows
Scales efficiently with your business
Ideal for:
Retail stores, professional services, e-commerce businesses, and merchants with consistent monthly volume.
Flat Rate Pricing
Simple, predictable pricing
Flat Rate pricing uses one fixed rate for all card transactions, regardless of card type (unless otherwise noted).
How it works:
Every transaction is processed at the same all-inclusive rate.
Why businesses choose Flat Rate:
Easy to understand and budget
No rate changes by card type
Simple statements
Fast setup
Ideal for:
Startups, small businesses, mobile vendors, pop-ups, and businesses with lower or inconsistent volume.
Tiered Pricing
A straightforward option for basic processing needs
Tiered pricing groups transactions into pricing tiers—such as Qualified, Mid-Qualified, and Non-Qualified—based on card type and how the transaction is processed.
How it works:
Each transaction is assigned a rate depending on its tier.
Why some businesses choose Tiered Pricing:
Simple entry-level structure
Familiar model for businesses switching providers
Works for limited card variety
Important note:
Tiered pricing can be less transparent, which is why we only recommend it after reviewing your processing habits.
Ideal for:
Businesses that want a basic structure and understand how tiered rates impact costs.
Not Sure Which Is Right?
Choosing the wrong pricing model can cost your business thousands per year.
At Lara Business Solutions, we:
Review your current processing statements
Compare real costs across all three models
Explain everything clearly—no pressure, no gimmicks
Help you choose the most cost-effective option
Our goal is simple: help you keep more of what you earn.
Get a Free Pricing Review
Want to know which pricing model saves you the most?
👉 Request a free, no-obligation processing analysis today.